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Types of Aid
Visit Applying for Aid to complete your UNC-Chapel Hill aid application.
Financial aid at UNC consists of:
- Grants – Gift money (funds you don’t have to pay back) from federal, state, University, or private funds. Grants are awarded on the basis of financial need.
- Scholarships – Gift money (funds you don’t have to pay back). Scholarships are awarded for academic achievement, individual talent, or other unique criteria specified by a donor. Some of these awards take financial need into account, while others do not.
- University Scholarships are those awarded by UNC or foundations directly tied to the University.
- Outside Scholarships are those the student brings to the University from “outside” sources, like a church, nonprofit, or community organization. Outside scholarships are counted toward meeting the student’s aid eligibility; that is, a student’s total financial aid package from all sources cannot exceed the student’s aid eligibility.
- Loans – Money borrowed from federal sources, University sources, or private lenders that require repayment.
Financial aid administrators follow a code of conduct to make sure your interests are protected whenever you are offered student loans. You can review UNC-Chapel Hill’s Student Loan Code of Conduct.
- Work – Money earned through Federal Work Study jobs on campus or in the local community.
Laptop Grants – The Carolina Computing Initiative offers laptop grants for eligible undergraduates. Visit CCI for details.