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Loan Guide

Accepting a student loan at Carolina requires a few steps on your part. Click a loan type below to review these steps.

Different types of loans have different steps, so check your financial aid in ConnectCarolina to see the types of loan(s) you have been offered.

All borrowers should consider their financial needs and make well-considered decisions about student debt. Please budget carefully and borrow only what you need to remain enrolled.

Review our Budgeting and Borrowing Guide for help.

If you think you need additional loan funding, contact us to discuss your eligibility and options. If your total aid is less than the estimated cost of attendance, you or your parents may be eligible for additional borrowing.

If you have any questions about loans — or any part of your financial aid offer — feel free to call, e-mail, or visit us. We’re happy to help!

aidinfo@unc.edu  |  919.962.8396  |  111 Pettigrew Hall