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The Carolina Covenant is more than an exceptional financial aid package. As a Carolina Covenant Scholar, you are wrapped within a campus-wide commitment to your success. A committed network of mentors and liaisons ensure that you have every opportunity to successfully complete your undergraduate education. Further, our University is dedicated to setting you up for post-undergraduate success in graduate school or the career field of your choice.
From wellbeing support, individualized mentoring, graduate school pathway discussions, career preparation, training, and job placement opportunities to community events like trivia nights and socials, the Carolina Covenant Program offers an array of opportunities to help you thrive at Carolina. Read your eblast (our community email update) each week to learn more about the workshops, meetings, events, and resources we coordinate for you. You can also make an appointment with us or drop by. We’d love to connect with you!
|Career Readiness and Job Placement
|Networking and Community Support
|Your Participation and Engagement
The Carolina Covenant’s support for you includes a rich network of University partnerships that will benefit you in college and far beyond. Covenant Scholars who take full advantage of these opportunities are in the best position to make the most of their Carolina education.
Connect with a Carolina Covenant Mentor. Our Mentors are Carolina faculty, professional staff and administration, graduate students, and peers at the University who can provide direct support for your individual interests and goals. The Covenant’s professional mentors represent a wide range of academic departments, professional schools, and administration, and have supported thousands of Covenant Scholars along their path to success at the University and beyond. Covenant Scholars may request a faculty or staff mentor at any stage of their academic journey.
To connect with a faculty or staff mentor, please complete the Mentor Request Form.
Connect with a Carolina Covenant High-Impact Liaison. Liaisons will actively seek connection with Covenant Scholars throughout the year to invite interested students to engage more with the professional school or academic and career-focused program they represent. There is a liaison for each of Carolina’s professional schools each serving as a connector, point of contact, and support for students seeking admission or deeper experience with their program or school.
Connect with our liaisons by emailing them directly to share your interest and ask specific questions about their department, program, or school. They look forward to hearing from you!
The Connecting Carolina’s Covenant Scholars (CCCS) initiative coordinates targeted career preparation experiences at the University, a curated network of professional advisors, our High Impact Liaisons, successful alumni and friends, local corporate and industry partners, as well as financial and human resources to help you successfully pursue and secure competitive career opportunities. Opportunities for engagement include 1:1 career coaching appointments, participating in the Career Accelerator Program, applying for a professional development grant, attending specially designed programs with employer partners, and more.
The Covenant Career Accelerator Program (CAP) is specifically designed to propel Covenant Scholars toward career readiness by increasing their confidence and experience in all eight competencies most valued by employers. Bolstered by a network of collaboration and support, participants are better situated to successfully identify, apply for, and secure post-graduate opportunities in a competitive market. Learn more about the Career Accelerator Program.
For personalized career support, Scholars are encouraged to make a career coaching appointment with Jessie Durham-Nash, our Assistant Director for Career Development & Outcomes. Reasons to meet with Jessie include general career exploration and professional development, document review (resume, cover letter, personal statement, writing sample, etc.), mock interviews and interview prep, salary expectations and negotiations, talking about careers with family, and more!
Rameses Tar Heel Jr.
Carolina Covenant Scholar, Class of 2026
Carolina Covenant Scholars have a robust network of well-being resources at their disposal! Scholars can take advantage of the following:
The Carolina Covenant is an incredible financial aid package that may include a combination of various scholarships, work-study, and grants – no loans – covering financial need (Cost of Attendance minus Estimated Family Contribution) for individual students who qualify. The Covenant is also a system of supports and resources to help Covenant scholars thrive at Carolina and beyond.
With these significant financial, academic, and social supports, Carolina Covenant Scholars have the opportunity to graduate from UNC Chapel Hill debt-free and ready for the world.
The Carolina Covenant financial aid package meets the true need eligibility for every individual Covenant Scholar through a combination of grants, scholarships, and Federal Work-Study. Each Covenant Scholar’s need eligibility is different, so your financial aid package will look different from your peers. Comparing your package to another Scholar’s package is unlikely to help, but we hope that the following topics in this quick guide section will. We are also here to help you understand the billing process and how your financial aid is applied to your student account.
When you are approved to underload, we have to adjust your budget based on the change in enrollment. We will adjust for the lower cost of tuition at less than full-time hours, as well as a lower book allowance. We use this new budget to determine your financial need and adjust accordingly. The budget for housing and meals will not be reduced.
To remain eligible for federal funds, you must maintain half-time enrollment (six credit hours). You can request this adjustment by submitting an Undergraduate Underload Adjustment Form. Students who wish to maintain their Student Blue Health Insurance must remain in a minimum of 6 hours.
In some cases, your grants and scholarships may be taxable. It is best to seek the advice of a tax expert to look at your individual case. You will take the Award Notification of the tax calendar year (spring of the prior year and fall of the current academic year) to your tax preparer. In addition to private tax preparer services, the IRS has a free online tax service as well local agencies such as The United Way. Also, some credit unions offer free tax services.
You will need to take the 1098T form to your tax preparer to see if you are eligible for a tax tuition credit. Note that only students who paid money towards their tuition generally qualify. Our Cashiers Office issues 1098T forms based on financial aid disbursed to your student account during the calendar year’s tax period. Visit the University Cashier’s website to learn more.
You can use our budgeting calculator to apply your per semester aid against your university billed costs. This estimation will help you determine if your housing or meal plan choices will result in a refund or a balance on your account.
The Carolina Covenant financial aid package budgets for the standard double occupancy rate, an unlimited meal plan, and the estimated cost of textbooks. While your cost of attendance budget includes a book allowance (about $645 a semester), your books are not automatically paid for with your financial aid. We do not recommend charging books at Student Stores to your account before your aid disburses. If possible, we recommend waiting for your aid to disburse (should be by the first week of classes) and your refund to hit your account and then use these funds to pay for your books. You will need to pay out of pocket for any difference. Consider renting or buying used books to offset costs. Learn more about additional resource on finding course materials.
You will be packaged at the highest meal plan rate (about $2,627 a semester). We recommend that students living on campus choose a meal plan before the start of school to ensure a smoother process for financial aid disbursement. Many Scholars find that they do not require the highest meal plan. The lower the meal plan, the more of your meal budget shows up as part of your refund. If you are living off campus and choose not to have a meal plan, you can use this budget toward your meals anywhere. Find more information on meal plans. Please note that these figures come from UNC’s cost of attendance calculator and are used as a budget example – these items are not necessarily protected from charge debts with your university bill.
If you would like to request housing accommodations, you can reach out to Accessibility Resources and Service at firstname.lastname@example.org.
All students are required to have health insurance. If you are not covered under your parent’s health insurance, enroll in Student Blue student health insurance plan and complete the insurance budget adjustment request form to have funds applied to your account to cover the health insurance charge. Scholars MUST either ENROLL in Student Blue (and complete a budget adjustment request) or WAIVE Student Blue to avoid a charge to the student’s account.
The Carolina Covenant financial aid package provides the opportunity for Carolina Covenant Scholars to graduate debt-free. To increase the likelihood that you will graduate without debt, we encourage you to make financial decisions that keep your expenses within the scope of the financial aid package and avoid loans unless you absolutely need it. For example, staying within the standard double occupancy rate for housing expenses on or off campus, maximizing work-study and employment opportunities, planning to maximize fall and spring course enrollment at 12-15 hours each, and considering study abroad experiences that are at the exchange rate can help you stay within the scope of your financial aid.
Contact the Covenant office with financial concerns so that we can support your consideration of all options for emergencies or academic opportunities before loans.
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